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Personal Banking

Desposit Account Rates

To build your funds, consider one of our interest bearing accounts. These rates and yields are effective for the dates published on this page. For information on our non-interest bearing business and personal checking accounts, click on
Personal Banking and Business Banking.

Interest Rate Schedule

Account Product
Name
Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
NOW ACCOUNT - PERSONAL b $500.00 $500.00 d    
Balance: Up to $2,499.99
$2,500.00 and up
  0.10%
0.15%
0.10%
0.15%
NOW ACCOUNT - BUSINESS b $500.00 $500.00 d    
Balance: Up to $2,499.99
$2,500.00 and up
  0.10%
0.15%
0.10%
0.15%
MONEY MARKET DEPOSIT b $2,500.00 $2,500.00 d    
Balance: Up to $24,999.99
$25,000.00 and up
  0.25%
0.35%
0.25%
0.35%
STATEMENT SAVING ACCOUNT b $100.00 $100.00 d 0.25% 0.25%
CHRISTMAS CLUB ACCOUNT e $25.00 $25.00 d 0.30% 0.30%
91 DAYS MONEY MARKET
CERTIFICATE OF DEPOSIT a
$1000.00 $1000.00 c 0.20% 0.20%
182 DAY MONEY MARKET CERTIFICATE OF DEPOSITa $1000.00 $1000.00 c 0.35% 0.35%
12 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.50% 0.50%
18 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 0.60% 0.60%
24 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 1.00%

1.00%

36 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 1.15% 1.15%
48 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 1.30% 1.30%
60 MONTH CERTIFICATE OF DEPOSIT a $500.00 $500.00 c 1.50% 1.51%
INDIVIDUAL RETIREMENT ACCOUNT
(IRA) a
$500.00 $500.00 c 0.60% 0.60%

a) A penalty will be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.
d) Average daily collected balance.
e) All interest is forfeited for an early withdrawal.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of May 29, 2015.

For current rate information call (417) 924-3211.

 

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