HOMEPolicies



Online Banking Agreement 5-16
Mobile Agreement 2016
eStatement Disclosure

Loan Payment Crediting Policy
HomePride Bank’s policy for crediting loan payments same day is for payments received during the hours of when the branch location’s drive-thru opens until 3 pm, Monday through Friday, excluding bank holidays. Payments received outside these operating hours will be credited next business day. All payments received on a Saturday, regardless of method of payment, will be credited next business day.

HomePride Bank understands there are several methods by which customers can make a loan payment and will credit payments same day if possible in accordance with the bank’s policy. A complete copy of this policy detailing the methods of payment and when crediting of payments is done can be requested at any HomePride Bank location or by calling 417-924-3211.

Electronic Funds Transfer Service Limits and Fees
All Direct Deposits—No Charge for Preauthorized ETFs. We do charge $20.00 for each stop payment order for preauthorized transfers.

ATM/POS/Debit Card Services

  • There is no charge for ATM withdrawals at machines owned by HomePride Bank.
  • There is a $3.00 charge per withdrawal at all out-of-network ATMs.
  • Other fees include:
    - $10.00 card replacement fee
    - $5.00 PIN number reissue fee
    - $20.00 hotcard fee

HOMEPRIDE BANK PRIVACY POLICY
MANSFIELD**NORWOOD**SEYMOUR**FORDLAND**AVA

Our Privacy Commitment to You
We recognize, respect and protect the personal privacy rights of all our customers. We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit any of the HomePride Bank locations.

In order to safeguard against identity theft, consumers should never provide their personal information in response to an unsolicited telephone call, letter, e-mail, or internet advertisement. The Federal Trade Commission (FTC) provides online guidance regarding measures to protect against identity theft at http://www.ftc.gov/idtheft. Suspected incidents of identity theft can be reported through the website or toll free at 1-877-IDTHEFT.

Confidentiality and Security of Non-public Personal Information
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
 

Non-public Personal Information We Collect
We collect non-public personal information about you from the following sources:

  • Information that we receive from you on applications or other forms
  • Information about your transactions with us, our affiliates, or others
  • Information we receive from a consumer reporting agency

 


Non-public Personal Information We Disclose
We do not disclose any non-public personal information about our customers or former customers to anyone unless:

  • We receive written authorization from you.
  • The information is provided to help complete a transaction initiated by you.
  • The information is provided to a reputable credit bureau or similar information     reporting agency.
  • The disclosure of information permitted by law, i.e., service providers such as check     printing companies.
  • The disclosure of information required by law.

 


Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies
Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: HomePride Bank; P.O. Box 138; 110 East Commercial St.; Mansfield, MO 65704.

 

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