Report of Condition

Report of Condition (comparative)

Dollar amounts in thousands.
Assets 12/31/2024 03/31/2026
Cash and balances due from depository institutions:    
Noninterest-bearing balances and currency and coin 1,001 1,443
Interest bearing balances 13,953 14,478
Securities    
Held-to-maturity securities 0 0
Available-for-sale debt securities 6,040 7,543
Equity securities with readily determinable fair value not held for trading 0 0
Federal funds sold and securities purchased under agreements to resell    
Federal funds sold 1,009 1,520
Securities purchased under agreements to resell 0 0
Loans and lease financing receivables:    
Loans and leases held for sale 0 0
Loans and leases held for investment 97,699 95,482
LESS: Allowance for credit losses on loans and leases 1,215 1,210
Loans and leases held for investment, net of allowance 96,484 94,272
Trading assets 0 0
Premises and fixed assets (including right-of-use assets) 2,719 2,714
Other real estate owned 0 0
Investments in unconsolidated subsidiaries and associated companies 0 0
Direct and indirect investments in real estate ventures 0 0
Intangible assets 0 0
Other assets 3,874 3,560
Total assets 125,080 125,530
Liabilities    
Deposits    
In domestic offices 108,618 112,449
Noninterest bearing 32,129 34,447
Interest bearing 76,489 81,002
Federal funds purchased and securities sold under agreements to repurchase:    
Federal funds purchased 0 0
Securities sold under agreements to repurchase 0 0
Trading liabilities 0 0
Other borrowed money (including mortgage indebtedness) 4,000 0
Subordinated notes and debentures 0 0
Other liabilities 602 515
Total liabilities 113,220 112,964
Equity Capital    
Perpetual preferred stock and related surplus 0 0
Common stock 152 152
Surplus (exclude all surplus related to preferred stock) 3,597 3,597
Retained earnings 8,429 9,069
Accumulated other comprehensive income -318 -252
Other equity capital components 0 0
Total bank equity capital 11,860 12,566
Noncontrolling (minority) interests in consolidated subsidiaries 0 0
Total equity capital 11,860 12,566
Total liabilities and equity capital 125,080 125,530