HomePride Bank's Checking Accounts
Discover the simplicity of opening a Checking account with HomePride Bank. Our dedicated customer service representatives are readily available at all five of our convenient locations, eager to assist you every step of the way. Take advantage of our comprehensive suite of online banking services designed to streamline your Checking experience.
Find Your Perfect Checking Account
At HomePride Bank, we offer a range of checking accounts designed to meet your unique financial needs. Whether you're looking for high-yield rewards, cash back on purchases, or simple, straightforward banking, we have an account that's right for you.
| Feature | KASASA Cash Back | KASASA Cash | NOW Checking | Non-Interest Checking |
|---|---|---|---|---|
| Minimum Opening Deposit | $50 | $50 | $500 | $200 |
| Monthly Fee | None | None | $7.50 (Waived with $500 average daily balance) | $4 (Waived with $200 average daily balance) |
| Rewards | 4% cash back on debit card purchases (up to $8/month)* | 5.25% APY on balances up to $10,000* | Tiered interest rates | None |
| ATM Fee Refunds | Up to $25/month | Up to $25/month | NA | NA |
| Qualification Requirements | 12 debit card purchases, 1 ACH transaction, eStatements | 12 debit card purchases, 1 ACH transaction, eStatements | None | None |
| Free Online & Mobile Banking | Yes | Yes | Yes | Yes |
| Free Debit Card | Yes | Yes | Yes | Yes |
| Check Writing | Unlimited | Unlimited | Unlimited if $500 average daily balance (25 free, $0.25 per check thereafter if average) | Unlimited |
| eStatements | Required | Required | Available | Available |
| About Kasasa Cash Back | About Kasasa Cash | About NOW Checking | About Non-Interest Checking |
All accounts include free online and mobile banking, bill pay, and a VISA debit card.
Visit your nearest HomePride Bank branch or give us a call at 855-447-2265 to open your account and start earning today.
HomePride Bank is a Member FDIC. All deposit accounts are insured by the FDIC up to the maximum allowed by law.
Account transactions and activities may take one (1) or more days from the date the transaction or activity occurred to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
*Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 5.38%, and balances over $10,000 earn 5.38% to 2.02% APY on the portion of balance over $10,000, resulting in a range from 5.38% to 2.02% APY depending on the account’s balance and (2) you will receive reimbursements up to $15 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of any qualifying ATM fees not correctly refunded. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Interest payments and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. *APY = Annual Percentage Yield. APYs accurate as of 05/22/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements, and log-ons are conditions of this account. There are no recurring monthly maintenance charges or fees to open, close, or maintain this account. Limit 1 account per social security number / individual taxpayer identification number. Contact a bank service representative for additional information, details, restrictions, processing limitations, and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
