Couple looking at new house

Home Loans

HomePride Bank's Mortgage Lending

At HomePride Bank, we understand that buying a home is one of life's most significant milestones. Our flexible mortgage solutions are designed to make your homeownership dreams a reality. With competitive rates, personalized service, and a range of options to suit your unique needs, we're here to guide you every step of the way.

Why Choose HomePride Bank for Your Mortgage?

  • Enjoy some of the most competitive interest rates in the market, helping you save money over the life of your loan.
  • Work with experienced mortgage loan officers who understand your unique financial situation and goals.
  • Choose from a variety of flexible loan terms to fit your budget and long-term plans.
  • Benefit from our streamlined application process and fast decision-making.
  • As a community bank, we have in-depth knowledge of the local real estate market.

Our Flexible Mortgage Solutions

HomePride Bank offers a range of mortgage options to suit your needs:

  • Fixed-Rate Mortgages: Lock in a stable interest rate for the life of your loan.
  • Adjustable-Rate Mortgages (ARMs): Take advantage of lower initial rates with the flexibility to refinance later.
  • FHA Loans: Ideal for first-time homebuyers with lower down payment requirements. *
  • VA Loans: Exclusive benefits for eligible veterans and active-duty service members. *
  • USDA Loans: Perfect for rural home purchases with no down payment required. *
  • Jumbo Loans: Finance high-value properties beyond conventional loan limits. *

How to Apply for Your HomePride Bank Mortgage

  1. Meet with one of our mortgage specialists to discuss your needs and options.
  2. Get pre-approved to know your budget and strengthen your offer.
  3. Complete our simple online application or visit your nearest HomePride Bank branch.
  4. Our team will review your application and guide you through any additional requirements.
  5. Receive your loan approval and prepare for closing.
  6. Sign your final documents and get the keys to your new home!
Visit your nearest HomePride Bank branch or give us a call at 855-447-2265 to open the door to your new home today.

 


Frequently Asked Questions

Typically, you'll need proof of income (W-2s, pay stubs), tax returns, bank statements, and identification. Our loan officers will provide a comprehensive list based on your specific situation.
Down payment requirements vary by loan type, ranging from 0% for VA and USDA loans to 20% for conventional loans without private mortgage insurance (PMI).
Yes! Getting pre-approved helps you understand your budget and strengthens your position when making an offer.







Don't let financing stand between you and your dream home. Visit HomePride Bank today and discover how our flexible mortgage solutions can make homeownership a reality!



HomePride Bank is a Member FDIC. All deposit accounts are insured by the FDIC up to the maximum allowed by law.
HomePride Bank NMLS # 766470. 
Equal Housing Lender. HomePride Bank is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, or any other basis prohibited by law.

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* Loan product provided in partnership with Rocket Mortgage
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