HomePride Bank's Kasasa Saver
Effortless Savings, automatic rewards! Looking for a smart savings account that helps you grow your money effortlessly? Say hello to Kasasa Saver®, the free high-yield savings account from HomePride Bank that automatically rewards you for banking smarter.
Smart Savings Made Simple
Kasasa Saver is a companion to either your Kasasa Cash® or Kasasa Cash Back® checking account. Here's how it works:
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash or Kasasa Cash Back checking
- Your rewards automatically transfer into your Kasasa Saver account each month
- Earn up to 0.50% APY* on your Kasasa Saver balance
- No monthly service fee
It's like putting your savings on autopilot - the more you earn in your checking. With Kasasa Saver, you can sit back, relax, and watch your savings grow - automatically!
Smarter Banking, Bigger Rewards
To unlock the full power of your Kasasa Saver account, simply do the following each monthly qualification cycle in your linked Kasasa checking account:
- Have at least 1 direct deposit or ACH transaction post and settle
- Make at least 12 debit card purchases
- Enroll in and agree to receive e-statements
That's it! Even if you don't meet these qualifications during a cycle, your account is still free. Plus, you can get right back to earning full rewards the next cycle.
Convenient Access to Your Accounts
Manage your accounts with ease using our convenient online and mobile banking tools:
- Check balances and transaction history
- Transfer funds between accounts
- Set up automatic transfers to boost your savings (coming soon!)
- Go paperless with eStatements
Visit your nearest HomePride Bank branch or give us a call at 855-447-2265 to open your account and start earning today.
HomePride Bank is a Member FDIC. All deposit accounts are insured by the FDIC up to the maximum allowed by law.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash Back or Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $25,000 receive APY of 0.50%, and balances over $25,000 earn 0.25% APY on the portion of balance over $25,000, resulting in a range from 0.50% to 0.25% APY depending on the account’s balance. Kasasa Cash Back: 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.10% APY. KASASA Cash Back: No cash back payments are made. Kasasa Cash: Balances up to $10,000 receive a non-compounding APY* of 5.25%, and balances over $10,000 earn 1.39% APY on the portion of balance over $10,000, resulting in a non-compounding range from 5.25% to 1.39% APY* depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.10% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.01%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 05/22/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements, and log-ons are conditions of these accounts. Limit 1 account per social security number / individual taxpayer identification number. A Kasasa Cash/Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly maintenance charges or fees to open, close, or maintain this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Member FDIC. Kasasa , Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa , Ltd., registered in the U.S.A.
Savings withdrawals and transfers are limited to six per monthly statement cycle. Excess withdrawals/transfers will result in a fee for each occurrence.
Refer to account disclosures at account opening for further details.
